Guy Coughlan is the Chief Risk Officer at Universities’ Superannuation Scheme. He joined in January 2015 as a member of the executive team to head up the newly-created group risk function, with responsibility for solvency, funding, operational and investment risks. Guy’s career includes 17 years at J.P. Morgan where he was a Managing Director holding roles including Global Head of Longevity Solutions, Global Head of ALM Advisory, and Head of European Pension Advisory. In the mid-1990s he led the development of the world’s first general-purpose commercial value-at-risk system as part of the bank’s RiskMetrics team. He also spent three-and-a-half years on the management team of a US pension fiduciary management business